At DFCU Financial, you are a member.  That means you can count on us to provide highly personalized service.  We Listen.  We have answers.  We'll get you going in the right financial direction.

Visit online for more information http://www.dfcufinancial.com/

Here are some of the highlights of our portfolio.

• Loan Products
• Mortgage — Fixed rate mortgages with a variety of terms as well as adjustable and balloon mortgages.
• Home Equity — Lines of credit or fixed rate available.
• Vehicle/Consumer — All available with a variety of rates and terms.
• Savings Products
• Checking — Low minimum balance. Direct Deposit waives fee
• Insured Money Market Account — a liquid savings account with higher yields.
• IRA's — Traditional and Roth.
• Share Certificates/Savings Accounts
• Access to us and your money
• DFCU branch offices — Dearborn, Livonia, Detroit, Canton 
• Family Service Centers throughout Southeast Michigan
• Free ATM usage at over 20,000 ATMs displaying the CO-OP Network logo
• Online banking - Review account, transfer money, balance checkbook & pay bills
• Telephone Banking anytime, anywhere you can check your account with a touch tone telephone, with your member number and PIN
• Check Card — No checks.  No cash.  No problem.  It's a debit card that acts like a check.  Purchases are automatically deducted for your checking account
• Direct Deposit — Have your money available to you on payday
• DFCU Financial Partners*

Tap into the brains of the financial experts on our staff who can walk you through the entire investment process.  We have skilled Financial Consultants, all Chartered Retirement Planning Counselors, who are ready to face the financial challenges you may have.

• Retirement planning
• 401(k) distribution of allocation review
• Educational planning
• Tax Smart solutions

Other DFCU Financial Benefits — Free to attend

• Money Management Seminars
• Financial Solution Seminars
• Special Wealth Management Seminars
• DFCU Financial — visit us online at http://www.dfcufinancial.com/

313.336.2700

Federally insured by NCUA

DFCU Financial is an equal opportunity lender

*DFCU Financial Partners is a wholly owned subsidiary of DFCU Financial. DFCU Financial Partners provides securities and investments services through CUSO Financial Services, L.P. (CFS). Investment products and services are not insured by the FDIC, NCUA or any agency of the U.S. government; are not a deposit or other obligation of, or guaranteed by, the depository institution; are subject to investment risks, including loss of principal amount invested. Financial Consultants are employees of DFCU Financial Partners and registered through CFS. Financial Consultants do not offer tax advice and are not tax professionals. For specific tax information, contact your tax advisor. DFCU Financial Partners is affiliated with CFS (member NASD/SIPC).